Is Pet Insurance Right For You?
February 19, 2010
Is pet insurance right for you and your pet dog? Here is the question….”Can you afford an unexpected thousand bucks of expenses?” If not, and most of us can’t in this economy, then you should consider pet insurance. The monthly payment may not be very appealing, but just like human health insurance, you’ll be glad you have it when you need it.
Medical care for pets, including tests and treatment options, is becoming more sophisticated and expensive. Some treatments and procedures are now available that were not previously possible. These advances in veterinary medicine mean that pets can live longer, more rewarding lives. However they can be expensive and dog owners need to be prepared for the expense. Without insurance some pets do not receive the best possible treatment plan, and some may even be euthanized because their owners can’t afford the necessary treatment. Fortunately, more dog owners are learning that reasonably priced pet insurance is available.
Just like human medical insurance, pet insurance companies charge premiums and there are deductibles for different policy plans. There might also be exclusions for older animals, pre-existing conditions and breed specific problems may be excluded. Be sure to check your policy closely and call the pet insurance company with any questions. If you choose to go with a pet insurance policy, be sure and let your pet sitting company or anyone who provides pet services to you know about your coverage in case emergency care is needed.
There will come a time as every pet owner knows that their pet will require medical care. With a pet insurance policy, you can have some peace of mind knowing you will have help paying the medical cost for your pet’s emergencies or illnesses.
Pet insurance coverage is available for dogs, cats, birds and exotic pets. Optional routine pet insurance coverage is also available. This includes vaccines and other routine wellness care. With most insurance providers you are also free to use any licensed veterinarian you want, even away from home.
This article was written by Kimberly Louloudis, owner of Fetch Pet Care of East Orange County and Northeast Orlando . Kimberly can be reached at 407-545-8196. Fetch! Pet Care is the largest national pet care company in the United States; serving 38 states in more than 2,000 cities and towns.